How to Become a Home Health Nurse Posted On : Oct-12-2010 | seen (204) times | Article Word Count : 362 |
After learning the facts about how to become a home health nurse you will be better prepared to make a decision as to whether this career is right for you. A home health nurse works in the home with various patients Cheap Jerseys Free Shipping , providing a wide array of treatments and support. After learning the facts about how to become a home health nurse you will be better prepared to make a decision as to whether this career is right for you. A home health nurse works in the home with various patients, providing a wide array of treatments and support. The patients might be elderly, disabled, suffering from terminal illnesses Cheap Jerseys From China , recovering from bad accidents, new mothers or any number of various other situations and categories. You need to be emotionally supportive, flexible and highly competent to enter this specialized area of nursing. The first step to becoming a home health nurse is getting the education. Home health care nurses typically go through accredited nursing schools to get their degrees. Some home health care nurses are LVNs, or Licensed Vocational Nurses Cheap Jerseys China , but the things these nurses can do and the salaries they earn are somewhat limited. If you want more responsibility and higher wages, it is best to get a Bachelor of Science in Nursing to become a registered nurse. There are also specialized professional certificates such as Geriatric Care and Life Care Planning that better equip nurses for the challenges of this job. In addition to schooling, all nurses must have supervised clinical experience before they can become registered to work in their field. A nurse who wants to go into home health care will want to get as much experience in this type of nursing as possible before making it a specialization. Continuing education is also crucial in this career. Staying abreast with the latest developments enhances patient care in any setting, but when nurses are working out of people鈥檚 homes it is particularly important that they have as much of the latest knowledge as possible. The good news is that home health nurses are highly in demand and earning decent salaries. The current nursing shortage of approximately 10 percent makes it clear just how badly we need more nurses in this country. The average salary for home health nurses is around $50 Cheap Jerseys ,000, and there is plenty of room for advancement, especially with more specialized training, certifications and plenty of experience in the field. Low Interest Payday Loan - How To Figure Out The Apr Of A Payday Loan
The annual percentage rate (APR) of a payday loan is a helpful tool to compare rates of lenders. According to the 聯Truth in Lending Act,聰 passed by Congress, payday companies are to provide you with the APR. Some companies list this information on their site, while others only provide the fee amount and give you the APR after you have submitted an application.
You can figure out the APR based on the fee amount by using the following formula. This way you will have an accurate way to compare costs Wholesale Jerseys Free Shipping , enabling you to find the best deal.
The Formula
Begin by multiplying the payday loan fee by the number of pay periods in a year. So if a payday loan lender charges a fee every two weeks, then there are 26 pay periods.
For our example, we will use a loan fee of $15 for every $100 borrowed. This is a typical rate, although you can find lower rates for first time borrowers.
The formula looks like this:
15 (loan fee) x 26 (pay periods) = 390
The 390 equals the yearly charge for the loan. To find the percentage rate Wholesale Jerseys China , we will have to do one more step. Divide the yearly charge by the loan amount, then times the total by 100 to get the percent.
For instance, we will take 390 and times it by $100 since that was our original loan amount. The formula is:
390 (yearly charge) x 100 (loan amount) = 3.9
3.9 x 100 (to get the percent) = 390% (APR)
What It Means
Payday loans give you a cash advance with the intention that you will pay back the loan on your next payday. You will not be paying $390 in finance fees for the year, only the $15 for the pay period. However Wholesale Jerseys , if you roll over the loan, you will be racking up the finance charges.
Cash advances are best used for temporary emergencies, like covering a bounced check or car repairs. For longer term credit, it is better to look at a credit card or personal loan. While these types of loans will affect your credit score Cheap New Soccer Jerseys , they will also provide better rates.
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