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The Cash Flow statement is complete. You know how much you have to invest. Where is the rest of the money coming from? A very tough question indeed. But the options are many.


There are only three sources of cash Ryne Sandberg Cubs Jersey , equity, debt or income from operations, which is not available for start-ups.


After your own personal funds, many new ventures rely on family and friends. You may use second mortgages on your home, even refinancing your home. Cash values from insurance policies Ernie Banks Cubs Jersey , borrowing from pension funds, using severance payments or bonus payments, where available, may provide additional equity. Some even use credit card limits. This is strongly discouraged and is expensive.


Of course you can win the lottery but win it first.


Beyond these personal funds, there are the banks Ron Santo Cubs Jersey , commercial lenders, credit unions and other financial institutions. Banks are not very interested in lending money to new companies with out solid collateral.


There are federally guaranteed loans where the Small Business Administration may guarantee 85% of a bank loan up to $150,000.00 and 75% up to $2,000,000.00. There are licensed Small Business Investment Companies(SBIC) Andre Dawson Cubs Jersey , 504 certified development company loans and state and local lending programs. Each has its own rules for qualifying and requires an equity investment.


There are investors who may guarantee loans for a fee or shares in your company or they may invest directly through equity participation or convertible debt. Investors again have stringent requirements and their participation can be costly. But many companies would never have been started without venture capitalists willing to take the risk where the business concept was promising.


Investors look for a strong, accurate and complete business plan, your credit history, collateral and they expect repayment plus. They want to know that your product has a strong demand or an established propriety position. All of this could ultimately lead to a public stock offering often used to fuel growth for an emerging start-up company.


Other sources of funding could be floor planning (specific to certain types of business, where the debt is secured by the inventory). As companies become established David Ross Cubs Jersey , trade credit from suppliers may be available but seldom for start-ups. Factoring companies which buy accounts receivable are widely used in many industries. In some cases debt from vendor leasing or lease vs. buying helps to minimize cash requirements for a new company.


Whatever course you take, you must be open about your own personal financial status, listing all assets and liabilities, personal budget requirements (remember the personal budget from the June 03 article), any law suits Joe Maddon Youth Jersey , bankruptcies and any other information of value. Be open, tell it like it is.


Specify the amount and length of the loan. Display the sources and uses of all funds. Justify your loan request and demonstrate your ability to service the debt and repay it, but borrow money carefully.


Be certain to borrow enough but not too much because it is expensive. Avoid the tendency to be too conservative and borrow too little because you may run out of cash before the business is successful.


A good well thought out accurate business plan, financial plan and cash flow statement are the most important documents necessary to obtain the funds for your great venture.


Prepare them well and prepare them now.


August 2003

Introduction To What Is Photogrammetry?
Primarily, Photogrammetry is the technology and art of gathering credible data information about physical objects without being physically present there. It also measures and interprets photographic images and models of recorded radiant electromagnetic and other aspects.


Photogrammetrists can also a process that combines photography and geometry. It has a significant impact on the current architectural works. Photogrammetry is a simple method of deriving metric information about an object through measurements made on the photograph of that object.


Photogrammetry plays a vital role in today鈥檚 modern industry. Furthermore Anthony Rizzo Youth Jersey , by using multiple photos of the original real-world object Photogrammetry authors鈥?high-quality, refillable and game ready assets.


Thus, it鈥檚 utterly suited to objects that consume much time to design in 3D sculpting software. It also provides enormous quality geometry and textures.


Photogrammetry invention
The concept Photogrammetry was initially in use by the Prussian Architect in 1867 who designed some of the earliest topographic maps and some elevation drawings.


Photogrammetry is approximately as old as photography itself. Since its development nearly 150 years ago, Photogrammetry has changed from purely analog, optical-mechanical technique. Analytical techniques based on the computer-aided of mathematical algorithms.


Finally to softcopy Photogrammetry based on digital representation and computer vision Cole Hamels Youth Jersey , which is lacking any opt mechanical hardware.


Photogrammetry is mainly concern with creating precise measurements of 3D objects and also terrain features from 2D photographs. The Applications includes the mapping of coordinates; distances, heights, areas, and also volumes. The preparation of topographic maps; and the generation of digital elevation models.


Here are the primary Advantages of Photogrammetry
Photogrammetry has numerous advantages that are beneficial in modern construction as well as various other sectors like:


Covers large areas quickly.
The Photogrammetry technique is cost-efficient.
The method is the easiest way to obtain or access information from the air.
The photographic images illustrate great details.
Also, Surveys received by aerial Photogrammetry systems have benefits when it鈥檚 compared with ground survey methods.


Let check the few more benefits of Photogrammetry
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